Abstract

Through the strategic use of fintech, this research investigates the possibility of increasing
capital inflows into Saudi Arabian mutual fund investments. Global finance is changing as
fintech is integrated into investment processes. Fintech offers a chance to increase investor
engagement through digital platforms, automated advisory services, and real-time data, which
aligns with the Kingdom's continuing economic diversification efforts under Vision 2030. The
study examines how fintech technologies like blockchain, automated investing platforms, and
robo-advisors may optimize fund management, increase transparency, and boost investor
engagement. The importance of government measures in encouraging the adoption of fintech
is also examined in the report, as is the regulatory environment. The research is based on both
primary and secondary data. Data was gathered from Saudi Arabia using a purposive sampling
technique through structured, closed-ended questionnaires. One hundred fifty-five responses
were selected as a sample for the study. The findings suggest that fintech is vital in promoting
Capital inflows and strengthening investment financial decisiveness.